No matter where your Credit Score is today…you can still qualify for one of our revolutionary Rent To Own. At HOS Financial, we understand that circumstances in life can change in a blink, and we are here to help.
HOS Financial Inc, established in 2005, is Canada’s largest and most established Lease Purchase (Rent to Own) company.Our Rent to Own / Power of Sale Solutions are designed to help families achieve their financial goals when Traditional Mortgage products are not available due to things like
Our Rent to Own Educational Course is for people who want to Own a home in the future and are dedicated to overcoming the hurdles which prevent them from achieving that goal today.
90% of the applications we receive, people need help and time positioning their Credit Score and Profile to meet bank guidelines so they can achieve Home Ownership in the future.
Real Estate, Credit & Financial Education Coaching Services
Where you start on your Path to Homeownership will depend where you are on that path today.
Our Path to Homeownership Program provides deserving families with a structured process and plan to become a homeowner. Whether you are just starting to look for a home, we can help.
If you have been declined by the Banks, we have options. If you have been denied because of credit or income or low deposit, we have solutions. Regardless of where you are on your path to homeownership we have a solution to help you become a homeowner.
When you join our Path to Homeownership family, you will have access to a group of financial experts and solutions such as credit management, mortgage, real estate, debt management, wealth building, rent to own and access to a library of financial resources to help you become a homeowner.
HOS Financial is the longest running and most established Rent To Own Program in Canada. We are a Diamond Member of CAROP and holds a A+ Rating with the Better Business Bureau (BBB). Our is passionate about people and Rent to Own