Canada’s Most Established Rent To Own / Power Of Sale Specialists
HOS Financial Inc, established in 2005, is Canada’s largest and most established Lease Purchase (Rent to Own) company.Our Rent to Own / Power of Sale Solutions are designed to help families achieve their financial goals when Traditional Mortgage products are not available due to things like
Insufficient Down Payment
Damaged/Bruised Credit
Undeclared or Business for Self-Income
New to Canada
Unexpected Life Events.
Power of Sale
Exit Success
Homeownership Services & Solutions
If you have been declined by the Banks, we have options.
If you have been denied because of credit or income or low deposit, we have solutions.
PATH TO HOMEOWNERSHIP
When you join our “Path to Homeownership” family, you will gain special access to a group of financial experts as well as credit management solutions. You’ll be introduced to a library of valuable financial resources to guide you through your journey of becoming a homeowner.
CREDIT MANAGEMENT
This service offers guidance to help you improve your overall finances using real-time data originating from your existing credit report as well as financial data. We will guide you toward obtaining the best financial position which will, in turn, help you to achieve your credit goals.
INVESTOR RELATIONS
For the past 16 years, we have cultivated a group of trusted investors who we have reliably delivered value to. Our Investor trust us to provide them with services that helps them improve their R.O.I
Why People Choose HOS For Rent to Own
Your Path to Homeownership Program are designed to ensure you receive the most accurate, up-to-date, unbiased, and easy to understand information needed for “You” to become a Homeowner, now or in the future
Our Rent to Own Educational Course is for people who want to Own a home in the future and are dedicated to overcoming the hurdles which prevent them from achieving that goal today.
90% of the applications we receive, people need help and time positioning their Credit Score and Profile to meet bank guidelines so they can achieve Home Ownership in the future.
Our Management Team
HOS Financial is the longest-running and most established Rent To Own Program in Canada. We are a Diamond Member of CAROP and hold an A+ Rating with the Better Business Bureau (BBB). We are passionate about our team and Rent to Own.
Jeff has a been active in the Rent to Own and Real Estate Investing since 2008 and is extremely knowledgeable in both areas.
Jeff currently holds a Board of Director Position with CAROP (The Canadian Association of Rent to Own Professionals and recently spent significant time with a lobbying group to help shape the Federal Government’s Rent to Own program they plan to bring to market.
Jeff’s passion and enthusiasm for helping people is contagious.
When you call HOS Financial and connect with Jeff, you are able to access a wealth of Knowledge and Experience!
Guy has been active in Rent to Own since 2002 and has been instrumental in introducing Rent To Own to the Mortgage and Real Estate Industries in Canada!
Guy was one of the first Directors on the Board of CAROP and has helped shape the Rent to Own Industry in Canada.
Guy is extremely passionate about helping people use Rent to Own to purchase a home.
Guy has been a Financial Solutions provider for many years and is well known in the Mortgage and Rent to Own Industries!
30 Years of Experience is extremely valuable!
Over the years, Terry has lead Mortgage Teams, headed Credit management and improvement Initiatives as a consultant and has acquired extensive knowledge and experience with Rent to Own and Real Estate Investing.
Terry held the President’s Chair with CAROP and was a a Board Member for 4 years.
Terry has a proven track record of producing and achieving results for Families.
Terry’s Passion for Helping Families and Rent to Own will make your experience with HOS Financial an enjoyable one!
What Our Client Say About US
A Big thank-you to the team at HOS Financial. We feel very indebted to you. Without your help we would have lost our home.
Rob & Lyn B., Brantford, ON
When my landlord suggested he was going to sell the home we lived in for 5 years, HOS Financial was there to help us purchase the home when my bank said “no”. The Home Owner Soon Program allowed my children to stay in the only home they have ever known. A big THANK YOU to the entire HOS Family. We are forever grateful!
Virginia S, Toronto, ON
We were just about ready to throw in the towel. Everywhere we looked for help we were turned away. Then, we were introduced to the Home Owner Soon Program. Today, we are proud homeowners and thankful to the team at HOS Financial for all their support!
Carla H., Brampton, ON
Our Partners and Service Providers
Latest Blog Posts
Get the latest and most current Rent to Own / Lease to Own Services, Mortgage, Credit and Real Estate Solutions
Can I Rent to Own with Bad Credit?
The Pros and Cons of Rent-to-Own Homes
Is There a Catch to Rent-to-Own Homes
Is It a Good Idea to do Rent-to-Own?
What are the Advantages of Rent-to-Own Homes?
