Rent To Own Program

Stop Power of Sale

Credit Repair Program

WELCOME TO HOS FINANCIAL – Alternative Financing SOLUTION Specialists

HOS Financial has been helping Canadian families achieve the Dream of Home Ownership since 2005. We are a National company and Canada’s largest and most established Lease Purchase (Rent to Own) company.

Our Custom Solutions are designed to help families achieve their financial goals when traditional Mortgage products are not available due to things like Damaged Credit, Undeclared or Business for Self-Income, New to Canada, or Families who have been derailed financially due to “Life Events”.

Our goal is really simple: To help more families become home owners or avoid losing their home through Power of Sale or Foreclosure…it is that simple!

How do we accomplish our goal?
  • HOS Financial has a very knowledgeable and Experienced Staff. Our Staff is made up of Mortgage Specialists, Real Estate Professionals and Business Professionals who stay abreast of and understand all the ever revolving Mortgage Lending and Real Estate Industries.

  • Helping families achieve Home Ownership through our Rent to Own Program

  • Providing Mortgages and Real Estate Professionals Alternative Financing Solutions

  • In 2010 HOS Financial introduced an Industry changing Lease Buy Back Program helping families save their Dream home, protect their Equity and Avoid Power of Sale or Foreclosure.

  • We make Credit Management part of every Rent to Own or Power of Sale Escape Program. We do not care about the current state of your financial affairs. We are here to help you avoid financial disaster or become a home owner soon. There is no shame in having life events alter your Credit or Financial Profile. We don’t judge or make assumptions since we understand “Life Events” Occur! We are here to help you save their home, help you recover financially and restore your Credit Profile.

If you have been declined for Home Financing, CALL TODAY! We can help you achieve your Dream!
If you are facing Power of Sale or Foreclosure, CALL TODAY! Time is of the essence..

(All Credit Situations Considered. Starting credit rating does not matter)


Having declared bankruptcy following my divorce, I never thought I would be able to buy a home again. Home Owner Soon guided me through the rent to own process and I am now the proud owner of my home. Thanks for taking a chance on me when nobody e...

Elizabeth, Barrie, Ontario
Steve and Lisa

Working with Home Owner Soon has been a wonderful experience. Their people listen and understand unique situations and worked tirelessly to put our family in a great home and start us on the path of having equity in our future. It was refreshingly...

Steve and Lisa, Mount Forest, Ontario
John and Christine

Thank you for allowing us this wonderful opportunity. For the first time we feel proud of our home and our kids couldn't be more excited to spend the holidays with our family in our new home.

John and Christine, Abbotsford, BC

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