Insufficient Down Payment or Equity
Bruised Credit
Undeclared or Business for Self-Income
New to Canada
Unexpected Life Events
Power of Sale
If you have been declined by the Banks, we have options.
If you have been denied because of credit or income or low deposit, we have solutions.
When you join our “Path to Homeownership” program you become family! With your personally designed program, you will access to the resources and industry experts needed to help you navigate the custom path we design for your Family!
The valuable financial resources provided to your Family will not only ensure you become a future homeowner, they will make your financial future much bright for years to come!
This service will be part of your Path to Homeownership program. This section of your program offers guidance and education to help you improve your overall financial profile. We analyze real-time data originating from your existing credit report to offer action steps to boost your Credit Score and overall Credit Profile.
With a great credit score and profile, you will have easier access to things like:
• Lower interest rates on car loans, credit cards and mortgages
• Better car and home insurance Premiums
Utility Services
• Cell phone packages without having to pay a security deposit
• Look better to potential employers
• Plus more!
Let us help you improve your overall lifestyle with better credit!
For the past 16 years, we have cultivated a group of trusted investors are “socially aware” and who we have reliably delivered value to our tenants.
Our Investors trust us to provide them with services which help them help more families!
Get comfort in knowing you are being matched with individuals who have a common goal…to help you become a home owner soon!
Rob & Lyn B.
Brantford, ON
Virginia S
Toronto, ON
We were just about ready to throw in the towel. Everywhere we looked for help we were turned away. Then, we were introduced to the Home Owner Soon Program. Today, we are proud homeowners and thankful to the team at HOS Financial for all their support!
Carla H.
Brampton, ON
Owning a home is a dream many share, but traditional paths to homeownership can seem out of reach for those with bruised credit. However, rent-to-own
Mortgage brokers and agents constantly seek innovative ways to expand their toolbox and cater to diverse client needs. A recent Leger survey commissioned by RE/MAX
As a realtor, you’re constantly seeking innovative solutions to meet the diverse needs of your clients in an ever-changing real estate market. Rent-to-own housing presents
In 2021, Canada’s homeownership rate stood at 66.5% (Stats Canada), but for individuals with a bruised credit rating, entering the housing market today is an
As a Mortgage Broker you know getting a loan from Banks and Credit Unions is tough these days. The government has set strict rules, so
Owning a home is a dream many cherish, but for some, the looming shadow of a less-than-stellar credit score can make that dream seem distant.
