HOS Financial has been helping Canadian families achieve the Dream of Home Ownership since 2005. We are a National company and Canada’s largest and most established Lease Purchase (Rent to Own) company.

Our Custom Solutions are designed to help families achieve their financial goals when traditional Mortgage products are not available due to things like Damaged Credit, Undeclared or Business for Self-Income, New to Canada, or Families who have been derailed financially due to “Life Events”.

Our goal is really simple: To help more families become home owners or avoid losing their home through Power of Sale or Foreclosure…it is that simple!

How do we accomplish our goal?

• HOS Financial has a very knowledgeable and Experienced Staff. Our Staff is made up of Mortgage Specialists, Real Estate Professionals and Business Professionals who stay abreast of and understand all the ever revolving Mortgage Lending and Real Estate Industries.
• Helping families achieve Home Ownership through our Rent to Own Program
• Providing Mortgages and Real Estate Professionals Alternative Financing Solutions

In 2010 HOS Financial introduced an Industry changing Lease Buy Back Program helping families save their Dream home, protect their Equity and Avoid Power of Sale or Foreclosure

We make Credit Management part of every Rent to Own or Power of Sale Escape Program. We do not care about the current state of your financial affairs. We are here to help you avoid financial disaster or become a home owner soon. There is no shame in having life events alter your Credit or Financial Profile. We don’t judge or make assumptions since we understand “Life Events” Occur! We are here to help you save their home, help you recover financially and restore your Credit Profile.

If you have been declined for Home Financing, CALL TODAY! We can help you achieve your Dream!
If you are facing Power of Sale or Foreclosure, CALL TODAY! Time is of the essence..

WE CAN HELP YOU SAVE YOUR HOME!
(All Credit Situations Considered. Starting credit rating does not matter)