Your Path to Homeownership starts here
Rent To Own / Power Of Sale escape specialists
HOS Financial Inc, established in 2005, is Canada’s largest and most established Rent to Own company.
Our Rent to Own / Power of Sale Solutions are designed to help families achieve their financial goals when Traditional Mortgage products are not available due to things like:
Insufficient Down Payment or Equity
Bruised Credit
Undeclared or Business for Self-Income
New to Canada
Unexpected Life Events.
Power of Sale
Exit Success
Homeownership Services & Solutions
If you have been declined by the Banks, we have options.
If you have been denied because of credit or income or low deposit, we have solutions.
PATH TO HOMEOWNERSHIP
When you join our “Path to Homeownership” program you become family! With your personally designed program, you will access to the resources and industry experts needed to help you navigate the custom path we design for your Family!
The valuable financial resources provided to your Family will not only ensure you become a future homeowner, they will make your financial future much bright for years to come!
CREDIT MANAGEMENT
This service will be part of your Path to Homeownership program. This section of your program offers guidance and education to help you improve your overall financial profile. We analyze real-time data originating from your existing credit report to offer action steps to boost your Credit Score and overall Credit Profile.
With a great credit score and profile, you will have easier access to things like:
- Lower interest rates on car loans, credit cards and mortgages
- Better car and home insurance Premiums
- Utility Services
- Cell phone packages without having to pay a security deposit
- Look better to potential employers
- Plus more!
Let us help you improve your overall lifestyle with better credit!
INVESTOR RELATIONS
For the past 16 years, we have cultivated a group of trusted investors are “socially aware” and who we have reliably delivered value to our tenants.
Our Investors trust us to provide them with services which help them help more families!
Get comfort in knowing you are being matched with individuals who have a common goal…to help you become a home owner soon!
Why People Choose HOS For Rent to Own
Your Path to Homeownership Program are designed to ensure you receive the most accurate, up-to-date, unbiased, and easy to understand information needed for “You” to become a Homeowner, now or in the future
Our Rent to Own Educational Course is for people who want to Own a home in the future and are dedicated to overcoming the hurdles which prevent them from achieving that goal today.
90% of the applications we receive, people need help and time positioning their Credit Score and Profile to meet bank guidelines so they can achieve Home Ownership in the future.
Our Management Team
HOS Financial is the longest-running and most established Rent To Own Program in Canada. We are a Diamond Member of CAROP and hold an A+ Rating with the Better Business Bureau (BBB). We are passionate about our team and Rent to Own.
Jeff has a been active in the Rent to Own and Real Estate Investing since 2008 and is extremely knowledgeable in both areas.
Jeff currently holds a Board of Director Position with CAROP (The Canadian Association of Rent to Own Professionals) and recently spent significant time with a lobbying group to help shape the Federal Government’s Rent to Own program they plan to bring to market.
Jeff’s passion and enthusiasm for helping people are contagious.
When you call HOS Financial and connect with Jeff, you are able to access a wealth of Knowledge and Experience!
Guy has been active in Rent to Own since 2002 and has been instrumental in introducing Rent To Own to the Mortgage and Real Estate Industries in Canada!
Guy was one of the first Directors on the Board of CAROP and has helped shape the Rent to Own Industry in Canada.
Guy is extremely passionate about helping people use Rent to Own to purchase a home.
Guy has been a Financial Solutions provider for many years and is well-known in the Mortgage and Rent to Own Industries!
30 Years of Experience is extremely valuable!
Over the years, Terry has led Mortgage Teams, headed Credit management and improvement Initiatives as a consultant and has acquired extensive knowledge and experience with Rent to Own and Real Estate Investing.
Terry held the President’s Chair with CAROP and was a Board Member for 4 years.
Terry has a proven track record of producing and achieving results for Families.
Terry’s Passion for Helping Families and Rent to Own will make your experience with HOS Financial an enjoyable one!
Mark has worked full-time as a real estate investor since 2005. His background includes asset/portfolio management, financing, site planning and development, construction and project management. He has completed several private development projects and in recent years has been engaged in developments with values in excess of $500 million.
He holds a Bachelor’s Degree from York University and is a licensed Mortgage Broker. Mark is also the author of the book “Your Money and Real Estate”, which is based on his 5 years of experience as host and producer of the TV show of the same name.
A big believer in the mantra from Zig Ziglar that states “You will get everything you want in life if you just help enough other people get what they want”. Mark presently teaches that cash flow is king when it comes to investing and is now a managing partner at HOS Financial, Canada’s Largest and most established Rent to Own service provider.
What clients say about our Home Owner Soon Rent to Own program...
A Big thank-you to the team at HOS Financial. We feel very indebted to you. Without your help we would have lost our home.
Rob & Lyn B., Brantford, ON
When my landlord suggested he was going to sell the home we lived in for 5 years, HOS Financial was there to help us purchase the home when my bank said “no”. The Home Owner Soon Program allowed my children to stay in the only home they have ever known. A big THANK YOU to the entire HOS Family. We are forever grateful!
Virginia S, Toronto, ON
We were just about ready to throw in the towel. Everywhere we looked for help we were turned away. Then, we were introduced to the Home Owner Soon Program. Today, we are proud homeowners and thankful to the team at HOS Financial for all their support!
Carla H., Brampton, ON
Our Partners and Service Providers
Latest Blog Posts
Get the latest and most current Rent to Own / Lease to Own Services, Mortgage, Credit and Real Estate Solutions
Can I Rent to Own with Bad Credit?
The Pros and Cons of Rent-to-Own Homes
Is There a Catch to Rent-to-Own Homes
Is It a Good Idea to do Rent-to-Own?
What are the Advantages of Rent-to-Own Homes?
