Home Owner Soon is Canada’s leading rent to own company, specializing in lease to own applicants. Based in Toronto and operating in all provinces across Canada excluding Quebec, we offer an alternative solution for renters wishing to become homeowners. At Home Owner Soon we value our relationships with both our clients and the mortgage brokers who act as our ambassadors.
Serving Canadians Since 2005
Established in 2005, the Home Owner Soon Rent to Own Program from HOS Financial Inc. has been recognized as the National Industry Leader for Rent to Own Investing.
Our Philosophy is simple and driven by two guiding principles; Exit Strategy and Balance.
Our Mission is… “To be the greatest contributor to an improved financial position for both our clients and investors, all while continuing to maintain the core values of social responsibility.”
We focus on making homeownership accessible to more Canadian families through the industry best in class Path to Home Ownership Program.
SIMPLICITY, COMMITMENT and PROFESSIONALISM are the key qualities that influence our interaction with valued customers, partners and colleagues.
Our “Balance” Approach to every project ensures we are meeting the objectives of the Investor, to obtain Higher than Average ROIs, and balancing these returns with uncompromised appreciation and compassion for the family’s financial position and the affordability of our Home Owner Soon rent to own program.
A successful HOS Financial program is the result of a Corporate Strategy based on strong process controls, unparalleled underwriting guidelines and credit management featuring debt remedy which helps to minimize tenant default rates. We have demonstrated, the success of our program is the result of proper evaluation of the tenant’s financial position and strategies to improve their ability to qualify for an exit mortgage at the end of a 3 to 5 year term.
Our socially conscience investors enjoy higher than average rates of return, some of the highest security deposits in the industry and impressive cash on cash ratios compared to many other investment strategies all while helping local families realize their Dream of Home Ownership.
I love the idea of investing in families and helping them achieve their goals of home ownership. Owning your own home is hands down the single best investment a family can make. But truthfully, it wasn’t until I completed my first rent to own deal (where I was the investor) that I saw the true potential this idea had to literally help thousands of credit bruised families across Canada become home owners.
I strive for win-win partnerships in life and in business and this is the core of what both Home Owner Soon and Rent To Own Investor are all about. It excites me to be able to match investors who are driven as much by the great investment as they are with the opportunity to make a difference in the lives of a family who might never otherwise experience the tremendous benefits of becoming a home owner. The most gratifying part is knowing that each time we match an investor with a tenant, a legacy is established that will last for generations to come. There aren’t many other opportunities in our lives where we get to do that.
If your have or are facing any of the following issues…we can help!
- Damaged or Bad Credit
- Power of Sale
- Overwhelming debt
- Turned down by your bank
Many families across our great country have benefited from our fantastic Lease Purchase (Rent to Own) Program…YOU can too!
We look forward to speaking with you!!.