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Home Sweet Home: Defying Credit Odds for Your Dream Home!

Owning a home is a dream many cherish, but for some, the looming shadow of a less-than-stellar credit score can make that dream seem distant.  The good news?  It’s not an insurmountable hurdle. This guide will explore three key strategies to unlock homeownership, even if your score has seen better days. 1. Credit Rehab 101: […]

Unlocking Homeownership in Canada: Tenant First Rent to Own

Are you looking to break free from the rental cycle and step into homeownership in Canada?  HOS Financial has been a pioneer the rent-to-own concept, connecting aspiring homeowners and savvy investors for mutual benefit. In this article, we’ll explore the Tenant First Rent to Own model and how it differs from the traditional Property First […]

Rent to Own vs Mortgage: Knowing the Differences

rent to own versus mortgages

Are you intrigued by rent to own as an alternative to the traditional mortgage route to homeownership? It’s no secret that the rate of homeowners has gradually declined. At the same time, the number of renters has been on the rise, and their growth rate is more than double that of homeownership. The big question […]

5 Reasons Real Estate Agents Should Look at Rent to Own

Realtors may consider working with rent to own companies for various reasons, as this partnership can benefit both parties involved. Here are five reasons why real estate agents might find it advantageous to collaborate with rent to own companies: Expanded Client Base: Rent-to-own companies specialize in providing solutions for potential homebuyers who may not qualify […]

What Is Rent To Own Home, And How Rent To Own Homes Works?

rent to own home

Rent-to-own is a best solution for many, and it is simple and effective. You need to know some financial and legal things associated with this program, including how rent to own homes work. It would be better if you talk to an expert in this regards. Rent to own home is a straightforward concept. The […]

The Impact of Inventory on Home Sales

inventory

It’s no secret that Canada has had a shortage of  housing inventory over the last couple of years, in part due to the high levels of demand that accompany low-interest rates. In fact, 2021 was a record-breaking year concerning all-time lows in inventory. It was also, however, a record-breaking year concerning total home sales. Because […]

Can I Rent to Own with Bad Credit?

rent to own

The short answer is, yes!  If you’re an aspiring homeowner that lacks the credit and/or capital to qualify for a traditional mortgage, renting to own might just be for you.  While rent-to-own home agreements have been around for some time now, they’ve only now become more popular due, in large part, to the current state […]