Who Is Responsible For Property Taxes On A Foreclosure

Who is responsible for property taxes on a foreclosure? The answer is, it depends. For homeowners who would like to keep their homes (by “redeeming” the mortgage during the 6 month redemption period) they must pay property taxes as well as any interest and costs as well as the balance of the loan. In that […]

Foreclosure vs bankruptcy which is worse

What Happens During Foreclosure — And What Are Your Best Options How Long Will A Foreclosure or Bankruptcy Affect My Credit? What Can I Do About Power of Sale or Foreclosure? In Canada at least, bankruptcy is significantly worse for your credit rating. The reason is that a foreclosure only affects your mortgage, whereas bankruptcy […]

House Down Payment Assistance Programs

[vc_row][vc_column][vc_column_text] Having a Hard Time Buying That First House? HOS Financial Can Help! Saving for a down payment on a home in today’s economy can be challenging. Fortunately, there are house down payment assistance programs that can bridge the gap into home ownership. Read on to learn more. If you were wondering if the millennial […]