Canada’s Most Established Rent To Own / Power Of Sale Specialists

HOS Financial Inc, established in 2005, is Canada’s largest and most established Lease Purchase (Rent to Own) company.

Our Rent to Own / Power of Sale Solutions are designed to help families achieve their financial goals when Traditional Mortgage products are not available due to things like:

  • Insufficient Down Payment
  • Damaged/Bruised Credit (We work with all credit situations)
  • Undeclared or Business for Self-Income (Lets us help you get Bank Ready)
  • New to Canada
  • Unexpected Life Events.
Our corporate goal is simple: to help more Canadians become homeowners!

How do we accomplish our goal?

  • We provide custom solutions to deserving consumers allowing them to become home wwners during these times of tight government lending guidelines.
  • We staff our organization with specialists. The HOS Financial Inc. team is made up of industry specialists such as Mortgage Brokers, Real Estate Professionals, Lawyers, Accountants and other business professionals who understand the ever revolving real estate market.
  • We offer economically priced and socially conscious solutions.
  • We provide the necessary support programs to help families achieve their long term financial goals such as credit score and credit profile management, credit building through proprietary loan and credit card programs.

Not only have we helped more deserving Canadians become home owners than any other rent to own company in Canada, in 2010, HOS Financial Inc. introduced a revolutionary Lease Buy Back Program to help Canadian families protect their dream home and equity from Power of Sale or Foreclosure.


In Short, we can help if:

  • You want to buy an home and your bank has said “No”…
  • You own your home but are facing Power of Sale or Foreclosure from unexpected circumstances.

If you have been declined for home financing or Facing Power of Sale, CALL TODAY!
(All credit situations considered. Starting credit rating does not matter)