With the help of the team at HOS Financial Inc. I was able to progress from a new investor to an experienced RTO investor, purchasing 3 properties within 6 months.  HOS’ managed all aspect of the deal and as a new investor their experience and professionalism was invaluable.  I’ve now converted much of my investment portfolio from private mortgages to Rent to Own…why? Because with Rent to Own, I now Own the Property, have more control, less risk, positive cash flow and yet still maintain my passive investment strategy.  I admire the HOS team’s dedication to their core values that ensures that there is a Win-Win strategy for both the tenant and the investor.