Investor Relations Services

SAFE, SECURE & SIMPLE
REAL ESTATE INVESTING

Modern, Alternative Investment with 24% – 28% Average ROI Per Annum!

MODERN, ALTERNATIVE REAL ESTATE INVESTING

Delivering 24% Average ROI Per Annum!

We understand eliminating “ALL” risk is not realistic but our Core Values ensure we bring our investors opportunities that are financially balanced and feature a detailed strategy for Success.

Register and become one of our valued investors committed to providing affordable homeownership for all Canadians

OUR CORE VALUES

Our commitment is to bring our Investing Partners Opportunities which are consistent with our Investment Motto – Safe – Secure and Simple Investing.

When we talk about Safety, it is about how our Underwriting team will identify potential risks in any Opportunity and how HOS Financial acts to mitigate this risk through proper Exit Strategy Planning.

WHAT WE OFFER

To support our Tenants and ensure Successful programs, we have developed a proprietary platform known as “Path to Home Ownership”. This platform adds to the Safety component as we use this proprietary “Platform and Community” to coach and engage all Tenants during their Rent to Own Program Term.

CLIENT SUPPORT AND MANAGEMENT

Our tenant/buyers are supported through our Path to Homeownership 3-5 year program. Client’s are support until they exit.

RETURNS 24% ANNUAL ROI

Returns are structured so that we consistantly deliver 24% annual returns with 12% CoC

CORE VALUES OF BALANCE & EXIT STRATEGY

We are committed to balancing investment risks, client expectations and conservative returns.

1,000 RENT TO OWN PROJECTS

We have mastered the Rent to Own \ Lease to Own process by delivering over 1,000 successful projects.

EXPERIENCED TEAM

We have built an highly experienced team with over 150 years of combined credit, real estate, mortgage and financial services

OPPORTUNITIES RANGE $400,000 TO $2,000,000

Based on your investment capacity, we can deliver $400,000 to $2,000,000 to meet your investment requirements.

COMPLETELY HANDS OFF

Our Investor Relations team handles the heavy lifting so you don’t have to. If required, we connect connect with you to for updates.

INVESTOR SUCCESS RESERVE (ISR)

This is a account where we put aside money to be used for unexpected capital expenses. This money is money HOS provides and not pid by the investor.

2 INVESTMENT TYPES

You have the option to choose from Rent to Own, Rescu-Refi investment opportunities – Rescue Refi has higher returns but greater risk.

OUR MISSION

HOS has been facilitating Investment Opportunities for Investors since 2005. We maintain an excellent reputation and an A+ rating with the business bureau.

The demand from deserving families to find alternative ways to start on the “Path to Home Ownership” is increasing at a rapid rate. Together, using Rent to Own, we can help families take that first step.

HOW WE MANAGE OPPORTUNITY FLOW

OPPORTUNITY VARIETY

While helping consumers Purchase Homes through our Home Owner Soon Purchase model is our primary Program, HOS Financial also offers 2 other programs which feature many components of Rent To Own.

HOS Financial offers a Rescue-Refi Program. This program is designed to help families access the Equity in their home to avoid Financial Insolvency or save their home from Power of Sale or Foreclosure. When banks changed their rules back in 2008 restricting refinances to 80% of the value of the property, it left a huge void in the market for consumers who need to access this Equity but can not through Traditional Financing.

When a family experiences an unexpected life event which puts them in financial jeopardy, our Rescue Refinance Program can keep families in their home and use their existing equity to eliminate debt and stop the Power of Sale or Foreclosure process.

HOS Financial also offers Sharia financing for consumers who are forbidden to pay interest due to Religious restraints. Clients who enter this program normally bring starting Down Payments of 20-25% of the Property value and have aggressive payments as to be the outright owner of the Property by end of Term.

STEP 1: REVIEWING THE OPPORTUNITY

When an Opportunity is presented, it is our Corporate commitment that every Opportunity has been fully Underwritten for Success. Each Opportunity is presented with our Core Values of Balance and Exit Strategy.

There 5 Steps in our Opportunity Flow Process:

Step 1: Reviewing the Opportunity
Step 2: Reserving or accepting the Opportunity
Step 3: Receiving the Due Diligence
Step 4: Accepting the Opportunity
Step 5: Closing Day and beyond

Step 1: Reviewing the Opportunity

When a New Opportunity becomes available, you will be notified by email and/or Text. There will be a link in the email/text to take you to the Opportunity Summary Page.

We present Opportunities with a Summary of the Financial Terms, the tenants “story” and the Success strategy for Exit. When reviewing an Opportunity summary, you can be confident the tenant behind the opportunity has been fully interviewed, vetted and positioned for success.

NOTE: The information shown for any Opportunity do not necessarily represent the final numbers for this Opportunity. There may be negotiated changes to line items such as House Price and Appreciation. These numbers represent the Opportunity as it has been agreed to by the Future HomeOwner (Tenant)

STEP 2: RESERVING OR ACCEPTING THE OPPORTUNITY

When an Opportunity is presented, it is our Corporate commitment that every Opportunity has been fully Underwritten for Success. Each Opportunity is presented with our Core Values of Balance and Exit Strategy.

There 5 Steps in our Opportunity Flow Process:

Step 1: Reviewing the Opportunity
Step 2: Reserving or accepting the Opportunity
Step 3: Receiving the Due Diligence
Step 4: Accepting the Opportunity
Step 5: Closing Day and beyond

Step 1: Reviewing the Opportunity

When a New Opportunity becomes available, you will be notified by email and/or Text. There will be a link in the email/text to take you to the Opportunity Summary Page.

We present Opportunities with a Summary of the Financial Terms, the tenants “story” and the Success strategy for Exit. When reviewing an Opportunity summary, you can be confident the tenant behind the opportunity has been fully interviewed, vetted and positioned for success.

NOTE: The information shown for any Opportunity do not necessarily represent the final numbers for this Opportunity. There may be negotiated changes to line items such as House Price and Appreciation. These numbers represent the Opportunity as it has been agreed to by the Future HomeOwner (Tenant)

STEP 3: RECEIVING THE DUE-DILIGENCE

Once an Opportunity has been Reserved or Accepted, a full Due Diligence package will be provided for review.

If you have “Accepted” the opportunity, you will be the only Investor to receive the Due Diligence information. You will have 24 hours to review the information and advise if there is something in the Diligence which requires more clarification. If after review, you decide the Opportunity is not for your Portfolio, you can cancel your Acceptance of the Opportunity and will be refunded your Initial Deposit of $ 1000. The Opportunity status will be changed from Accepted to Available so other investors can Reserve or Accept.

If you have Reserved the Opportunity, it is available until an Investing Partner Accepts it for their portfolio.

STEP 4: ACCEPTING THE OPPORTUNITY

Once an Opportunity has been Reserved or Accepted, a full Due Diligence package will be provided for review.

If you have “Accepted” the opportunity, you will be the only Investor to receive the Due Diligence information. You will have 24 hours to review the information and advise if there is something in the Diligence which requires more clarification. If after review, you decide the Opportunity is not for your Portfolio, you can cancel your Acceptance of the Opportunity and will be refunded your Initial Deposit of $ 1000. The Opportunity status will be changed from Accepted to Available so other investors can Reserve or Accept.

If you have Reserved the Opportunity, it is available until an Investing Partner Accepts it for their portfolio.

CLOSING DAY AND BEYOND

Once we have the keys are available to the tenants, 3 things happen:

We visit the Tenant to do a Video with the Tenant and capture their Move in Day. We will ask for their Testimonial of the experience to date and use this to promote our program to other future HomeOwners.
The Tenant will be officially enrolled in our Path to Home Ownership Program/Community.
You, the Investor, are also enrolled in our Path to Home Ownership Program/Community.

In this Community, everyone will also access a network of practicing professionals who will provide advanced Real Estate Investment Strategies and Training, Tax Strategies plus more through Live Virtual Events. (Networking Events when we are outside of the Pandemic)

Investing Partners and Tenants in our Community will be invited to the same events so we can become One community all striving toward the same goal…
”Successful Exits for all Tenants in our Program”

CLIENT FEEDBACK