Path to Home Ownership Overview

YOUR PATH TO HOMEOWNERSHIP

Turning deserving families into Home Owners

PATH TO HOMEOWNERSHIP

Real Estate, Credit & Financial Education Coaching

Our Path to Homeownership Program provides deserving families with a structured process and plan to become a homeowner. Whether you are just starting to look for a home, we can help.If you have been declined by the Banks, we have options.

If you have been denied because of credit or income or low deposit, we have solutions. Regardless of where you are on your path to homeownership we have a solution to help you become a homeowner. 

When you join our Path to Homeownership Family

Your Path to Homeownership Program courses are also designed to be interactive, taking you step by step through each aspect of the Home Ownership/Real Estate Investing process.

CREDIT MANAGEMENT

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CREDIT COACHING

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DEBT MANAGEMENT

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PERSONAL FINANCIAL ASSESSMENT

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GENERATING CASHFLOW

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UNDERSTANDING MORTGAGES

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RENT TO OWN TRAINING

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LIVE WEEKLY WEBINAR

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REAL ESTATE INVESTING

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How Does HOS Path to Homeownership Program Work?

Your Path to Homeownership Program courses are also designed to be interactive, taking you step by step through each aspect of the Home Ownership/Real Estate Investing process. Your training programs are designed to ensure you receive the most accurate, up-to-date, unbiased, and easy-to-understand information needed for “You” to become a Homeowner, now or in the future.

What's Included in Your Path to Homeownership Program?

PTHO Platinum

PTHO GOLD Program

Credit Management

Financial Foundations

PTHO Platinum Program

Your Platinum Path to Homeownership Program (PTHO) provides you with all the tools and resources to get you participating in HOS financial Rent to Own program. We will assess your financial situation and support you throughout the Rent to Own qualification process. When you qualify, we will match you with an investor who will work with you to purchase a property on your behalf. While in your Rent to Own Program you will be supported until you exit within two to five years. When you exit you will have generated value in the property you purchased and you will get your initial program deposit refunded when you get a mortgage with us. 

PTHO GOLD Program

For some people, they are not ready to purchase a property because of their deposit, credit or income. This program will help you get Mortgage ready. You will receive tools and resources plus continued coaching. When you are ready, you can join the GOLD PTHO program at no additional charge and your refundable deposit will be returned when you exit the program with a mortgage arranged by our mortgage team. During our live webinars, we go behind the curtain and look at trends and ask challenging questions so that you leave with solutions that will make a difference with your financial plan.

Credit Management: Getting Mortgage Ready

The challenge with most of our Rent to Own candidates is affordability, meaning your ability to make monthly payments for a mortgage. This program will provide you with credit coaching and support to lower your debts, increase your cash flow and improve your credit, preparing you for a mortgage or to enter into our Rent to Own Program.  

Financial Foundations

Each week we host a series of webinars on credit, real estate, mortgage and rent to own and as a Financial Foundations member, you will have access to our complete library of content. You can use this information to help you prepare to purchase a home. Invest in yourself with actionable knowledge that will help you transform your financial future. This is a must watch series where we talk to industry insiders, with more than 25 years of experience and have the inside track on the financial services industry. 

OUR MISSION

Our mission is to offer services, tools, resources, training and education to help you accomplish your goals

Where you start on your Path to Homeownership will depend where you are on that path today. Perhaps you have poor credit, no down payment, self employed, low income. Everyone’s situation is unique and therefore, every Path to Homeownership is different, we have a solution to path for you. 

Path to Home Ownership

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