How much of a down payment do I need?

The Down Payment required depends on your Credit Profile when you apply.

Remember, the only way a Rent to Own Program will be successful is if it ends with YOU getting a Mortgage. Therefore, we have to ensure your Credit Profile and Down payment at the end of your Ret to Own Program are what the current mortgage guidelines demand. We don’t make the Mortgage Qualification guidelines but must be guided by them to ensure successful Rent to Own campaigns.

The minimum Down payment is the greater of 3% or $ 10,000 Minimum*

We have a variety of options for funding you application. If you have 3% or $ 10,000 to start, there is a very good chance we can help you get into your home “today”.

Please note that our team are experts in Mortgage and Credit Improvement. If you have a low Credit Score, it does not mean you will be declined. If we can help you improve your Credit Score and Profile to bank standards by the end of the Rent to Own Program, we do not place much emphasis on where your credit score or profile is today. Again, we will work with you to get Bank/Mortgage ready!

If you have 3% or $10,000 and want to buy a home…Get Pre-Approved today!

Note: *Having the minimum Down payment Requirement does not mean you are automatically approved. The starting Down Payment may be subject to change

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