Terry Hepditch.
Principal HOS Financial
Sr. Rent to Own Specialist

With over 35 years experience, Terry is a senior member of HOS Financial Team and has  Mortgages, Rent to Own and Credit Improvement experience

He started his career with Scotiabank and from there, he went on to own and operate a Mortgage Brokerage for years. After Brokering, Terry went on to and continues to lead Canada’s most established Rent to Own Company.  Terry was also the President of the Canadian Association of Rent to Own Professionals until his term ended in October 2020.

Preparing to Meet with your Investor

Congratulations, you are one step away from shopping for a home.

Please take a moment to schedule a discussion with our Underwriter who will review the information you have provided and will prepare a plan to present you to one of our trusted investors. During this discussion, review your financials and ensure your affordability with the value of the home you can purchase. Further, you will get a better understanding of your Rent to Own Program Payments.

Last, we will ensure you are prepared with the next steps and resources you will need to meet with your investor and start the house hunting process.